Get $500
to $4,500

for unexpected expenses
as soon as tomorrow.1

Get $500 to $4,500

for unexpected expenses as soon as tomorrow.1

A Flexible Credit Account, anytime you need it.


Elastic may contact you about our services at the email address provided.

California Residents, view the California Disclosures and Privacy Policy for information on what information we collect about you.

Simple Pricing No Hidden Fees

Elastic offers simple pricing without any hidden fees or prepayment penalty. With each Cash Advance, you pay a 5% or 10% Cash Advance Fee, depending on your Billing Cycle. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply.2
Money as Soon as Tomorrow

Elastic makes the process quick and easy. When you need the money, you can get it as soon as the next Business Day.1 Borrow what you need up to your Credit Limit, when you need it.
Credit That Flexes With You

Today, unexpected expenses may feel like they have the upper hand. But having access to Elastic and our budgeting tool puts you on the road to being in control of your finances.

1 Cash Advances requested by 5:00p.m. ET are typically made available to your bank the next Business Day if you elect to receive your Cash Advance by direct deposit, or mailed within 2 Business Days if you elect to receive your Cash Advance by a check in the mail. Consult with your bank for information on when funds will be available. 

2 We will charge a 5% or 10% Cash Advance Fee, depending on your Billing Cycle, for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply. See the Terms and Conditions for complete details.

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Borrow Better

With Elastic, you have the confidence to cover life's ups and downs. Keep track of your Balance, request Cash Advances, and make payments anytime, anywhere.

Pay for today.

Plan for tomorrow.

Building a financial safety net starts by taking control of your finances. Elastic gives you tools to do just that.

Onward and Upward

Access tools, tips, track your credit score, and gain the confidence to cover life's ups and downs.

Credit Score Plus

Get your TransUnion® credit score, daily credit alerts, and factors affecting your credit score with no additional cost.

Example Payment Calculator

See a sample payment schedule, and how paying more than the Required Payment can reduce the cost of borrowing. Try it out

Budgeting Tool

Use Elastic’s budgeting tool to help you manage your money wisely.

Financial U

Access videos that cover the basics of savings, debt, and budgeting.

What Customers Are Saying

 

We've got a
whole new look.

Enjoy our upgrades, new features, and simplified design.

The Elastic line of credit is offered by Republic Bank & Trust Company, member FDIC. We will charge a 5% or 10% Cash Advance Fee, depending on your Billing Cycle, for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply. Consult the Terms and Conditions for complete details. Elastic is an expensive form of credit and should not be used as a long-term solution.
 

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