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A Flexible Credit Account, Anytime You Need It

No Hidden Fees

There’s no fee to apply, no annual fee, and no prepayment penalty. You simply pay a 5% Cash Advance Fee, plus a Minimum Charge each billing cycle based on unpaid principal balance.2

Borrow Better

Elastic makes the approval process quick and easy. When you need the money, you can get it as soon as the next business day.1 Borrow as little or as much as you need, when you need it.

You're in Control

Today, unexpected expenses may feel like they have the upper hand. But having access to the Debt Payoff Calculator and a budget builder puts you on the road to being in control of your finances.

1 Cash advances requested and approved by 6:00 p.m. ET are typically funded the next business day if you elect to receive your cash advance by direct deposit. Consult with your bank for information on when funds will be available.

2 Each cash advance from the Elastic line of credit is subject to a 5% Cash Advance Fee and ongoing balances are subject to a Minimum Charge of $5.00 to $270.00 based on the outstanding principal balance.

Money when you need it.)

Money when you need it.

Access cash advances anytime, anywhere. As you make payments, Elastic replenishes your available credit for the next time you need to borrow.

Elastic cares about your financial progress.

Building a financial safety net starts by taking control of your finances. Elastic gives you tools to do just that.

  • Credit Score Plus

    Get your free TransUnion® credit score, real-time credit alerts, and factors affecting your credit score.

  • Debt Payoff Calculator

    See how paying more than the minimum can reduce your cost of borrowing.

  • Budgeting Tool

    Use Elastic’s budgeting tool to help you manage your money wisely.

  • Financial U

    Access videos that cover the basics of savings, debt, and budgeting.