Elastic is the easy way to access money when you need it. Once your Elastic Account is open and activated, you can access money whenever the need arises. With Elastic, you request Cash Advances online. We will first deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you in your Checking Account or a check by mail, depending on how you select to make payments. As you repay your Balance, you can request additional Cash Advances up to your Credit Limit.
Upon approval, you will receive a $500 to $4,500 Credit Limit.
With Elastic, we make payments easy. You are required to make at least the Required Payment by your Payment Due Date. Your Required Payment Due includes repaying a portion of your Balance, any Carried Balance Fees and any Past Due Amounts.
You may pay your Balance in full at any time without penalty. We also accept partial payments. For details about your payment options, please review Paragraph 13 of the Terms and Conditions.
Our commitment to responsible lending includes a Cooling-Off Period. By using your credit wisely and paying off any balance in less than 10 months, your account will not become subject to the Cooling-Off Period.
If there is a Balance on your Elastic Account for 10 consecutive months, your Elastic Account will enter the Cooling-Off Period. You will be unable to request Cash Advances during the Cooling-Off Period. The Cooling-Off Period ends when you pay your entire Balance and you keep your Balance at or below $0.00 for 20 consecutive calendar days. We will reinstate your ability to request new Cash Advances once the Cooling-Off Period ends. It may take up to 5 Business Days after the expiration of the 20 day period to reinstate your ability to request a Cash Advance.
It only takes a few minutes to apply and find out if you qualify for a $500 to $4,500 line of credit.Apply Now