With our easy-to-understand pricing, Elastic is the smarter way to access the money you need, when you need it

Instead of daily interest, with Elastic you pay a simple Cash Advance Fee of 5% for every Cash Advance you request. If you repay the entire amount within the first billing cycle no other charges or fees will apply.

We understand you may need more than one billing cycle to repay your Elastic Cash Advance. A Minimum Charge will apply to your Elastic account each billing cycle you have an unpaid Principal Balance. Your billing cycles are determined by your pay frequency.

Fee | Cash Advance Fee | Minimum Charge |
---|---|---|

Amount | 5% of the amount of each Cash Advance |
Non-Monthly Customers: $5 to $135 per billing cycle based on balance View Minimum Charge Chart for Non-Monthly Customers Monthly Customers: $10 to $270 per billing cycle based on balance View Minimum Charge Chart for Monthly Customers |

When It Applies | Upon requesting a Cash Advance |
For every billing cycle with an unpaid Principal Balance |

**Example.** To request $1,000.00 in Elastic Cash, a $52.63 Cash Advance Fee applies, with a total Cash Advance amount of $1,052.63.

To minimize charges, request only the amount that you need and pay it back as soon as you can.

Select a dollar amount and payment schedule below to see an example minimum payment schedule and associated fees.

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Additional Payment Amount

Total Number of Payments

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Minimum Payment

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Total Number of Payments

Elastic Cash Line of Credit Amortization Schedule * |
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Billing Period | Outstanding Principal | Principal | Minimum Charge | Additional Payment Amount | Cash Advance Fee | Total Payment |
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Total |

By paying an additional on each remaining payment, you could save up to

If you make only the minimum payment, it can take as long as 10 months to repay your balance. We encourage you to pay more than the minimum amount to reduce the cost of borrowing.

See our Terms and Conditions for more details.

Ready to Apply?

It only takes a few minutes to apply and find out if you qualify for a $500 to $3,500 line of credit.

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