Legal Disclosures

Once your account has been settled, it will report to the credit bureaus as Settled-Account Paid for Less than Full Balance.

Republic Bank and Trust is required by the Internal Revenue Service (IRS) to provide information about any transaction where $600.00 or more of your debt was forgiven. For those transactions, you will receive a copy of the 1099-C form that is filed with the IRS. If you have questions about this form, you should seek the advice of a tax professional as Republic Bank and Trust is not authorized to provide tax advice.

Confidential: This email and any attachments thereto, are intended only for use by the addressee(s) named herein and may contain confidential information. If you have received this email in error, please notify us immediately by email to support@elastic.com and delete this email. You are hereby notified that any dissemination, distribution or copying of this email and/or any attachments thereto, is strictly prohibited.

Elastic is offered by Republic Bank & Trust Company. Elastic is an expensive form of credit and should not be used as a long-term solution. Consult the Elastic Terms and Conditions and What You Need to Know for additional details.

We respect your right to privacy. View Website Privacy Disclosures.

For questions related to Elastic, please visit the FAQs. If you wish to make any changes to your account, please log in to your account at elastic.com. For all other matters, please contact customer support at support@elastic.com or by using Contact Us for other methods.

The laws of some states require us to inform you that this communication is an attempt to collect a debt and any information obtained will be used for that purpose. If your Elastic account obligations have been discharged or are subject to a stay in bankruptcy, this notice is for information purposes only and is not an attempt to collect a debt.

California Consumers: The California Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Republic may report information about your Elastic account to credit bureaus. Late payments, missed payments, or other defaults on your Elastic account may be reflected on your credit report.