The Elastic line of credit is offered by Republic Bank & Trust Company, member FDIC. Cash Advances requested and approved by 6:00 p.m. ET (3:00 p.m. PT) are typically funded the next business day if you elect to receive your cash advance by direct deposit. Each cash advance from the Elastic line of credit is subject to a 5% Cash Advance Fee and ongoing balances are subject to a Minimum Charge of $5 to $270. Consult the Elastic Credit Agreement and Terms and Conditions for additional information. Elastic is an expensive form of credit and should not be used as a long term solution.